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We're not at the bottom yet, folks. On top of the expected 0.25% OCR cut on 20 August, the RBNZ has also responded to ongoing weakness in the economy by signaling further rate cuts in the pipeline early next year—marking good news for borrowers.
These days, the banks aren't your only option when it comes to managing your savings. A number of fintech players have come onto the scene in recent years, offering their own savings account alternatives—offering better rates, lower fees, and other investment options to help grow your money faster.
Now that we're well on the path to lower interest rates—and with a little more relief likely on the horizon—here are the key OCR dates you need to watch out for over the remainder of 2025 and into 2026.
Not all savings accounts are created equal, and it's worth knowing what all your options are so you can get set up with the one that best suits your savings goals. Here, we've pulled together a wrap-up of the different savings accounts available across New Zealand's main retail banks.
