More than a mortgage broker

Whether you’re a first home buyer, reviewing your existing mortgage, or a property investor, we’re here to help you make informed, forward thinking decisions.

Our advisers work hard to make buying property easy and in most cases, it won’t cost you a cent.

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Why choose Squirrel to help with your mortgage?

  • Better mortgage interest rates
  • More lending options
  • Expert property and lending advice
  • Better technology
  • Our advisers get paid the same no matter which lender you end up with, so their only motivation is to make you better off.

Buying from overseas? We can help with that too.

We write over $3 billion of home loans per year, working with all the major banks.

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Squirrel

We have access to more lenders than other brokers – and if you don't quite fit the bank's box we can step in with our own custom solution for you.

Our advisers do the hard work, so you don't have to

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Better mortgage rates

We arrange over $3 billion of loans per year which gives us negotiating power and access to better rates.

Options

More options

We have access to more banks than other brokers, plus our community of 5,000 + peer-to-peer lenders looking to fund a person like you. 

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Our advisers aren't incentivised by lenders

They're paid the same no matter which lender you end up with, so you know you won't get pushed into a loan you don't want or can't afford.

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Better technology

Our online application takes less than 10 minutes, and will help us focus on what's most important to you.

Book a chat

Want to chat to a mortgage expert about your situation, and how our mortgage brokers might be able to help?

Book a spot in our diary and one of our team will give you a call at the agreed time.

What does the process with Squirrel look like?

Here's a quick look at how we'll work together...

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1.

We’ll chat with you to understand your financial situation and what you’re wanting to achieve.

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2.

Your mortgage adviser can provide honest feedback on any potential properties, and answer questions you’ve got along the way.

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3.

We’ll work with the banks to get you a hot home loan rate. We’ve got access to them all, plus our own custom lending solutions when needed. More options for you means better rates.

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4.

Work out the best mortgage structure to suit your lifestyle, and negotiate your home loan for you.

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5.

Together we can build a plan to help you get mortgage-free faster. You might be amazed at what small things you can do to shave years off your mortgage.

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We don’t ‘set and forget’. Your adviser is always a phone call or email away and down the track we’ll help you when your fixed rate rolls over, and beyond.

Keen to get started? 

Start the process from the comfort of your couch.

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Don't settle for any old mortgage

We’ll compare all the main banks and weigh up the options, so you don’t have to. We’ll answer those niggly questions, like:

  • What’s the lowest interest rate in market?
  • Fix or float, or a combination of both?
  • Which bank is best for me?
  • Can I avoid break fees?
  • How much could I be saving?

If all this sounds like a foreign language to you, maybe head over to our first home buyers section and we'll walk you through it all.

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Don't pay more interest on your home loan than you have to

There are lots of small tweaks you can make now which could save you a ton in the long run - even hundreds of thousands, helping you get rid of the mortgage faster.

Download our free guide to refixing and refinancing to find out how you can make your mortgage work for you.

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Get your mortgage right and it's the easiest money you'll make

Our team of mortgage brokers are whizzes at perfecting a mortgage structure.

Rather than putting all your eggs in one basket at one interest rate, depending on your situation we'll usually advise splitting your mortgage across different terms and interest rates. We’re pretty clued up about the economy and rate movement so we’ll help you make an informed decision.

Why bother getting so technical?

The devil is really in the detail. When we’re talking hundreds of thousands of dollars, a fraction of a percent change in interest or repayment rates can save you a packet. This could mean retiring to your super yacht a few years earlier than planned. If that's your thing.

What's the best interest rate at the moment?

If you're all about getting the sharpest rate, we can help. We work with all the banks so can help you secure a great rate no matter who you choose to bank with. In fact, we can generally get an even better rate than the advertised rate. 

View and compare current rates
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Get your mortgage application underway

Whether you're taking on your first mortgage or want your existing one reviewed, fill in our online form and we'll contact you with next steps. Or give us a call to speak with one of the team right away.

Stay on top of the property market

It doesn’t matter how fresh you are, someone has been in your shoes before. We’ve written a lot about all of the aspects of buying a property. Everything from “What the hell is a LIM?” through to “How do I buy my seventh mansion?” Check out our blog and get up with the property game.

All articles

13 half eggshells and one whole egg sitting on a yellow background

23 August 2024


OPINION: The CommComm inquiry into competition in banking delivers just one impactful solution

By David Cunningham

Earlier this week, the Commerce Commission released the findings of its report into competition in personal banking. Heavy on the analysis, and light on actual recommendations—what good will the report actually do?

14 August 2024


NZ property market & OCR update - August 2024

By John Bolton

Well, there it is, folks—the good news we’ve all been waiting for. The Reserve Bank has begun the process of gradually unwinding high interest rates, pushing through a 0.25% cut to the Official Cash Rate. So, now that we’re in a falling rate environment (woohoo!) what’s that going to mean for New Zealand borrowers, and our economy?

Woman standing against a green curtain, balancing two books in the palm of each hand - looking like she's weighing them up

12 August 2024


Opinion: Flippity-flop—The RBNZ’s upcoming OCR review, and a case for changes to the way OCR decisions are made

By David Cunningham

The RBNZ's outlook on interest rates has chopped and changed pretty dramatically in recent months. Ahead of this week's OCR announcement, on August 14th, David Cunningham looks at what's behind this flip-flopping, and how it might be mitigated in future.

Let us take care of your home loan

Our online application helps us get to know you faster, so we can get straight onto focusing on what's important to you.

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Prefer to chat to an expert first?

Give our friendly team a call today or book a chat and we'll give you a call.

Don’t just take our word for it

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See for yourself what our clients think with 1,438 five star reviews on Shopper Approved.

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Victoria

New Zealand

StarStarStarStarStar

Outstanding guidance and service from Adam. I don't know why someone wouldn't use Squirrel. Accessible responsive knowledgeable understanding of our situation and goals and making it all so easy, we were so grateful to work with Adam and Squirrel and recommend the them both without hesitation!

LM

Luke Murray

New Zealand

StarStarStarStarStar

It was a great experience. The refinance helped me greatly and put me in a position to keep my apartment

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Christa

New Zealand

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A huge thank you to my advisor, Kat. She worked so hard to get a mortgage offer for me. She admitted that as I did not tick all of the boxes, she would have to present my case differently. I'm so grateful that she didn't give up on me, as other mortgage brokers had. She is so hard working, clever, lovely and friendly. I would recommend Kat to anyone looking to purchase a house.

MK

Mark Karen

New Zealand

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We've used Squirrel investment and mortgage services. On the investment front, we found it easy to use and the interest rates were excellent, selling our investments was easy when we needed to as well. Mortgage services were great too - Emma listened to what we needed, and our circumstances and got us a fantastic deal. The process was smooth from start to finish, with excellent communication and advice along the way.