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And with that, we're (very likely) at the bottom. The Reserve Bank cut the OCR by 0.25% on 26 November—bringing us down to 2.25%, and hopefully giving things the final little push needed to get us back on track. Here's what it means for the NZ economy, interest rates, and borrowers.
These days, the banks aren't your only option when it comes to managing your savings. A number of fintech players have come onto the scene in recent years, offering their own savings account alternatives—offering better rates, lower fees, and other investment options to help grow your money faster.
Not all savings accounts are created equal, and it's worth knowing what all your options are so you can get set up with the one that best suits your savings goals. Here, we've pulled together a wrap-up of the different savings accounts available across New Zealand's main retail banks.
Refinancing hasn't always been a super popular option among Kiwi borrowers, put off by all the admin involved. But the benefits—like cashbacks and the chance to restructure your mortgage and other debts to get them working better for you—could mean it's well worthwhile. Here's what you need to know.
