Looking for The Home Loan Shop? You're in the right place.

Keen to chat to your usual Home Loan Shop mortgage adviser? 

The Home Loan Shop is now Squirrel - team photo
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Same local experts, same local advice

The Home Loan Shop has officially rebranded to the leading mortgage brokerage Squirrel.

If you're a customer of The Home Loan Shop, not much is changing. You'll still be dealing with exactly the same people, and have access to the same local expertise and impartial advice you've always had. We've simply brought together two like-minded businesses as one - and with Squirrel there's an added benefit from the size, technology and expertise of the wider business.

Carley - mortgage adviser at Squirrel

So who are Squirrel anyway?

Squirrel has been around since 2008 and is one of New Zealand’s largest mortgage brokers. We help people purchase over $3 billion worth of property each year as a mortgage broker, and we’re also a non-bank lender, for those who don't fit inside the bank's box.

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Mortgage broker

We get to know you, and work with all the main lenders to find the solution that best fits you and your goals.

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Lender

Not everyone fits inside the bank box. That's where our own unique lending products come in.

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Savings and investments

Earn higher returns on your savings by investing into Squirrel loans or using our high-interest On-Call Account.

We've got access to more banks

meaning more choice and a better deal

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Squirrel

We have access to more lenders than other brokers – and if you don't quite fit the bank's box we can step in with our own custom solution for you.

Personalised advice and a hot interest rate, from anywhere

Pop in to our office for a chat, or do it all online in your pyjamas if you like. You’ll receive personal, impartial advice via phone or email from our team of mortgage brokers and you’ll get a great mortgage rate too.

We’ve got more than 700 five-star Google reviews to show for it.

Find your Wellington adviser
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Molly

New Zealand

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We has Sloan looking after us for all things mortgage and he was awesome, really on the ball and super communicative. It made our lives a million times easier, I couldn't recommend him more highly!

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We’ll compare all the main banks and weigh up the options, so you don’t have to.

We’ll also answer those niggly questions, like:

  • What’s the lowest interest rate in market?
  • Fix or float, or a combination of both?
  • Which bank is best for me?
  • Can I avoid break fees?
  • How much could I be saving?

Ready to get started?

Start your online application

We work for you, not the bank or the real estate agent

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Unbiased, personalised advice

Our advisers are paid the same no matter which lender you end up with, so their only motivation is to make you better off.

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Simplify things

It might seem like a minefield of jargon but it doesn’t have to be. We're here to make it easy.

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Save money

Having the right home loan solution in place will save you thousands.

Keen to apply for a mortgage or refinance?

  1. Fill in our online application
  2. Get assigned your own mortgage adviser
  3. Receive personalised advice and a solution tailored to your situation
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Everything you need to know in one place

Stay up to date with the housing market, interest rate movement and the economy on our blog.

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18 October 2024


We were wrong. But right.

By David Cunningham

In early February, we made a bold call—that inflation would be back to 2% by September 2024, and so the time was right to start cutting interest rates. With the latest inflation stats out this week, Squirrel CEO David Cunningham reflects on our prediction.

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11 October 2024


Opinion: Banks aren’t passing on the benefit of lower rates where it matters

By John Bolton

Short-term fixed rates have remained stubbornly high in the wake of recent OCR cuts. But with bank margins now up near record levels, Squirrel founder JB is urging lenders to starting passing the benefits of rate cuts onto customers where it matters.

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9 October 2024


Wellington property market & OCR update - October 2024

By Nick Virtue

In what will be welcome news for borrowers, the RBNZ dropped the OCR by 0.50% on 9th October—which should mean greener shoots are on the way. Nick Virtue, one of our resident mortgage experts in Wellington, explains what it means for interest rates.

Get the ball rolling with our online application

It takes about 10 minutes to complete, and helps us get to know you faster so we can get onto focusing on what's important to you.

Don’t just take our word for it

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See for yourself what our clients think with 1,446 five star reviews on Shopper Approved.

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Billy

New Zealand

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We loved working with Adam. He was down to earth and really proactive in assisting us with our first home. We couldn't thank Adam enough for making the process easy and being with us every step of the way. I would highly recommend using squirrel and work with Adam and the team. A++ from me.

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Raj

New Zealand

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Jessica was/is absolutely a pleasure to work with. She works 100% for her clients, a no-nonsense person with precise recommendation. Thank You Jessica

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Jo

New Zealand

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Highly recommend Squirrel to sort out a mortgage with the banks takes the hassle out of going to separate banks with so much information they do the hard yards for you - Baz was a superstar and helped me all the way to my new home.

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Kat

New Zealand

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My Adviser Cade was so awesome!! He was very knowledgeable and made the whole process very easy for me. I am also really happy with the mortgage deal he got for me and how quickly everything was arranged and completed. Will definitely be using Squirrel again.