Get expert advice from our Wellington mortgage brokers - in person or online

We’ll compare your home loan options and give impartial, personalised advice. Get the best interest rates too.

Our Wellington advisers have been in the business over 20 years (previously known as The Home Loan Shop) so local knowledge is our specialty.

We're Wellington's #1 mortgage brokers.

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We're here to help you sort your mortgage

We’ll assess your situation and provide you with expert advice on how to structure your mortgage, reduce your payments and ultimately become mortgage-free faster. We’ll also answer those niggly questions, like:

  • What’s the lowest interest rate in market?
  • Fix or float, or a combination of both?
  • Which bank is best for me?
  • Can I avoid break fees?
  • How much could I be saving?

Best of all, in most cases there is no cost to you because we get paid by the banks.

We write over $3 billion of mortgages per year, working with all the major banks.

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Squirrel

We have access to more lenders than other brokers – and if you don't quite fit the bank's box we can step in with our own custom solution for you.

Find the best mortgage rates.

Do it all online, in your pyjamas if you like, or pop in to meet with your adviser. We'll even make you a coffee. Whatever way you prefer, you’ll receive personal, impartial advice from your adviser and you’ll get a great mortgage rate too.

Meet our advisers
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Fred

New Zealand

StarStarStarStarStar

Always very easy to deal with and get things sorted. They do really take the hassle out of sorting and arranging to get my mortgage put together. It does feel like they are actually interested in helping and followed up after to make sure it was all good.

Why choose Squirrel to help with your mortgage?

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Our advisers aren't incentivised

The advice you receive is impartial and because our advisers are paid the same no matter which lender you end up with, their only motivation is to make you better off.

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Simplify things

It might seem like a minefield of jargon but it doesn’t have to be. Our experienced advisers take care of the hard bits so you can focus on what's important.

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Save money

Having the right home loan solution can save you thousands. Plus we'll stay in touch and can regularly review your situation to make sure your mortgage is working for you.

A world of insights in one place

Keep up to date with the latest in the housing market, interest rates, economy, and our practical how-to's.

Basketball coach talking players through a roughly drawn game plan

19 February 2025


OCR & interest rates update – February 2025

By John Bolton

So, the Reserve Bank has kicked the year off exactly as expected, delivering a 0.50% OCR cut on 19 February. Here's what that means for Kiwi borrowers, interest rates, and the economy.

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10 February 2025


Rodney’s Ravings: NZ interest rates can still fall even if the Fed halts cuts

By Rodney Dickens

Movements in NZ interest rates have been relatively closely linked to those in US interest rates over the last five years. With the Fed scaling down plans for rate cuts, could it limit scope for NZ mortgage interest rates to fall further this year?

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5 February 2025


NZ property market update - February 2025

By John Bolton

Between Trump's new trade tariffs and speculation around what will happen at our next OCR announcement on 19 February, there's plenty to discuss and dissect this month. Here's the latest on what's been happening with the New Zealand housing market, interest rates and the economy (both domestic and global) in recent weeks.

Ready to get started? 

Start the application process online, or if you'd prefer to chat we're just a phone call away.

Swing by our Wellington Central office:

Or our Lower Hutt office:

Don’t just take our word for it

StarStarStarStarStar

See for yourself what our clients think with 1,457 five star reviews on Shopper Approved.

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Ashley Paice

New Zealand

StarStarStarStarStar

Great experience and very happy with the service.

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Jonny

New Zealand

StarStarStarStarStar

Mayank has been great to deal with. Our mortgage is floating for the first few days and then we will fix next week since there's been an OCR cut. Mayank was really good at explaining things especially the option of setting up part of the mortgage with a revolving credit.

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Anonymous

New Zealand

StarStarStarStarStar

Excellent

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Peter

New Zealand

StarStarStarStarStar

Shiva was amazing, this process was so so simple, so much better than direct with the bank. Thanks