Get expert advice from our Wellington mortgage brokers
We’ll compare your home loan options and give impartial, personalised advice. Get the best interest rates too.
Our Wellington advisers have been in the business over 20 years (previously known as The Home Loan Shop) so local knowledge is our specialty.
We're here to help you sort your mortgage
We’ll assess your situation and provide you with expert advice on how to structure your mortgage, reduce your payments and ultimately become mortgage-free faster. We’ll also answer those niggly questions, like:
- What’s the lowest interest rate in market?
- Fix or float, or a combination of both?
- Which bank is best for me?
- Can I avoid break fees?
- How much could I be saving?
Best of all, in most cases there is no cost to you because we get paid by the banks.
We write about $3 billion of home loans per year, working with all the major banks.
Find the best mortgage rates.
Do it all online, in your pyjamas if you like, or pop in to meet with your adviser. We'll even make you a coffee. Whatever way you prefer, you’ll receive personal, impartial advice from your adviser and you’ll get a great mortgage rate too.
Fred
New Zealand
Always very easy to deal with and get things sorted. They do really take the hassle out of sorting and arranging to get my mortgage put together. It does feel like they are actually interested in helping and followed up after to make sure it was all good.
Why choose Squirrel to help with your mortgage?
Our advisers aren't incentivised
The advice you receive is impartial and because our advisers are paid the same no matter which lender you end up with, their only motivation is to make you better off.
Simplify things
It might seem like a minefield of jargon but it doesn’t have to be. Our experienced advisers take care of the hard bits so you can focus on what's important.
Save money
Having the right home loan solution can save you thousands. Plus we'll stay in touch and can regularly review your situation to make sure your mortgage is working for you.
Chat to a Wellington adviser
Bernie UptonMortgage Adviser - formerly The Home Loan Shop
021 737 742bernie@squirrel.co.nzLocated in: Wellington
Carley BrunningMortgage Adviser - formerly The Home Loan Shop
027 290 4492carley@squirrel.co.nzLocated in: Wellington
Jamie FairmaidMortgage Adviser - Wellington
027 880 3846jamie.fairmaid@squirrel.co.nzLocated in: Wellington
Jordan MitchellMortgage Adviser - formerly The Home Loan Shop
027 467 9957jordan@squirrel.co.nzLocated in: Wellington
Nelson FordMortgage Adviser - formerly The Home Loan Shop
027 663 5766nelson@squirrel.co.nzLocated in: Wellington
Nick VirtueMortgage Adviser - formerly The Home Loan Shop
021 988 082nick@squirrel.co.nzLocated in: Wellington
Oliver KeoghMortgage Adviser - formerly The Home Loan Shop
027 810 7320oliver@squirrel.co.nzLocated in: Wellington
Sloan McPheeMortgage Adviser - formerly The Home Loan Shop
021 756 266sloan@squirrel.co.nzLocated in: Wellington
Steven HoggMortgage Adviser - formerly The Home Loan Shop
027 755 4439steven@squirrel.co.nzLocated in: Wellington
Stevie WallaceMortgage Adviser - formerly The Home Loan Shop
027 685 9652stevie@squirrel.co.nzLocated in: Wellington
We’ve got Advisers in a lot of locations around the country but thanks to the magic of technology we can help you wherever you are in New Zealand – or around the world.
A world of insights in one place
Keep up to date with the latest in the housing market, interest rates, economy, and our practical how-to's.
OCR & interest rates update - October 2025
The RBNZ delivered a bumper OCR cut on 8 October—dropping rates by 50 basis points to 2.50% and hopefully giving our still-flagging economy a much needed shot in the arm. Here's what that means for interest rates, the economy, and our outlook on the OCR from here.
Watch the latest interest rates and property market updates
Watch our latest update on interest rates and the property market - covering house prices, the economy, the OCR and where mortgage rates might be heading.
All eyes on interest rates: Key OCR dates to watch for in 2025 / 2026
Now that we're well on the path to lower interest rates—and with potentially little more relief to come—here are the key OCR dates you need to watch out for over the remainder of 2025 and into 2026.
Ready to get started?
Start the application process online, or if you'd prefer to chat we're just a phone call away.
Swing by our Wellington Central office:
Or our Lower Hutt office:
Don’t just take our word for it
Madhu P
New Zealand
We've worked with Ange and the team at Squirrel more than once now, and every time they've been absolutely fantastic. This time was no different, they looked after us from start to finish with the same professionalism, attention to detail, and just the right amount of hustle behind the scenes to make everything run smoothly. What I appreciate most is how they take the stress out of the process. I just tell them what we're trying to do, and they take care of the rest: crunching the numbers, dealing with the bank, and coming back with a clear plan. It means we can focus on the bigger picture without getting bogged down in the details. Even with a few curveballs from the bank this time, Ange and her team kept everything on track and moving forward. We managed to get both the sale and the purchase done without any delays or issues, which is exactly what you want in these situations. When we think about getting a loan, we think about Ange and the team, and no one else. I genuinely don't want to deal with any other company. They've earned that level of trust.
Suzanne
New Zealand
Sudam was great to deal with. I had already met with another broker and hadn't been happy with the interaction. Sudam's approach was completely different - he was really nice to talk to, very clear about the options and process, and made the whole thing easy for us. Sudam communicated well throughout and we're very happy with the outcome of switching our mortgage.
Guy
New Zealand
Very easy to deal with.
James
New Zealand
Fantastic to deal with, makes everything very effortless and provides great advice