Found the one? Get home loan approval in less than 24 hours*
Fast approval, with expert mortgage advice and choice across lenders — exclusive to Squirrel. So when the right place comes along, you can move quickly without giving up your options.
*Eligibility, lending criteria, minimum deposit requirements and T&Cs apply. Available to eligible New Zealand citizens and permanent residents who earn PAYE income from permanent employment. Subject to credit, servicing, security and property assessment. Exclusions apply.
*Eligibility, lending criteria, minimum deposit requirements and T&Cs apply. Available to eligible New Zealand citizens and permanent residents who earn PAYE income from permanent employment. Subject to credit, servicing, security and property assessment. Exclusions apply.
Get a quick answer, without giving up your optionsGoing straight to one bank might be quick. But it means you’re limited to what they can offer. With Squirrel, you can move fast and still have an expert adviser comparing your options across lenders.
Going straight to one bank might be quick. But it means you’re limited to what they can offer. With Squirrel, you can move fast and still have an expert adviser comparing your options across lenders.
More choice
We work with all the major banks and a wide range of other lenders, giving you more options to choose from.
Expert advice
Your Squirrel adviser does the legwork, talks you through your options and helps you make sense of the mortgage stuff.
Less waiting
Once we’ve got everything we need, we get cracking. Your home loan approval will be back to you in less than 24 hours.*
We arrange about $3 billion in home loans every year
Working with all the major banks, plus a wide range of other lenders.









What does the process with Squirrel look like?Here's a quick look at how we'll work together...
Here's a quick look at how we'll work together...
1. Tell us about you
Chat with your adviser so they can understand what you’re wanting to achieve. Then fill out your application and send through everything we need.
2. We do the legwork
We review your application, work out what you could borrow and check the property you’ve got your eye on to make sure everything stacks up.
3. Get approved in less than 24 hours*
Know where you stand so you can get on with the exciting bit.
4. We find the right home loan for you
Once you’ve secured the property, we'll compare your options and help structure your mortgage.
5. Get the keys
The really exciting bit. Settle on your new home, get the keys and start making it yours!
6. We're always here
We don’t settle and forget. Your adviser is always a phone call or email away, and when your fixed rate rolls over, we’ll be there to help.
We're with you for the whole journey
Getting a quick answer doesn’t mean you’re left to figure things out on your own.
Your Squirrel adviser is there to answer the curly questions, talk you through your options and help you all the way through to settlement.
And we don't disappear once you've got the keys. We're here for the refixes, top-ups and whatever comes next.
Leilani-Estelle Tusa
First home buyers!!! Emma from Squirrel was recommended by a friend and colleague. Best decision yet as it made the process so easy and so so quick. She was able to walk us through the process and explain it to us and also recommend different things and people to assist us with due diligence. Never left us hanging.
FAQs
Found the one? Let's get moving
Stay on top of the property market
Everything from “What the hell is a LIM?” through to “How do I buy my seventh mansion?” Check out our blog for the latest insights.
Wellington property market update – September 2026
Wellington's been up against a perfect storm of factors over the last little while—but there are still some positives out there, especially for first home buyers looking to get onto the property ladder. Here's the latest on the economy, housing market and the lead-up to the election from our resident Wellington mortgage expert, Nick Virtue.
Christchurch property market update - September 2026
There's an air of quiet confidence about the Canterbury housing market at the moment—with first home buyers continuing to be one of the most active buyer groups. Here's the latest on the Canterbury housing market and economy from our resident Christchurch mortgage expert, Nathan Miglani.
NZ property market update - September 2026
Our economic recovery is landing very differently across different parts of the country, but it definitely looks to be gaining steam. Here's the latest on what's been happening in the economy, with interest rates and across New Zealand's housing market over the last few weeks.
Don’t just take our word for it
Crystal
My experience was great with squirrel. Professional and timely. Highly rated their service and would use again.
Anonymous Customer
Great communication and efficient processing
Tahlee
Sam was incredible and we honestly could not have done this without him. Highly highly recommend Sam & the squirrel team THANK YOU!
Brad
Great team and great advice



