FAQ time: Saving and investing with Squirrel

Squirrel
18 May 2026
Dave Tyrer – Group Head of Asset Management

Before you're ready to dive into your saving and investing journey with Squirrel, you've probably got a few questions about how exactly it all works. 

And who better to answer those questions than the boss man in charge of our saving and investing platform, Group Head of Asset Management, Dave Tyrer?

We sat down with Dave to chat through the top 19 questions we get from Squirrel investors (and would-be investors).

You can watch the video above, or at this handy link, and check out the full list of questions we cover off below:

  1. Who is Squirrel?
  2. What are the different saving and investing options with Squirrel?
  3. What’s the minimum amount I can invest?
  4. What do you do with the money that’s invested?
  5. How do you decide on the interest rates?
  6. Could I lose my money and what are the risks of investing?
  7. What are Squirrel’s reserve funds?
  8. Does Squirrel have a credit rating, and who is Squirrel regulated by?
  9. Are there any fees when you save and invest with Squirrel?
  10. Do I pay tax on my investments?
  11. What if I want to access my money at any time?
  12. Can I have multiple On-Call accounts for myself at the same time? 
  13. Can I set up joint accounts or have an account for children?
  14. What about wholesale investing?
  15. Can I invest while living overseas?
  16. How do I get started?
  17. How will my investment order be invested into loans?
  18. How long does it take for money to be invested in Squirrel’s Monthly Income Fund?
  19. How do I communicate with Squirrel?

If there’s something we’ve missed, or you’d like to chat to our investments team, you can get in touch here, or read up in more detail on our website.


The opinions expressed in this article should not be taken as financial advice, or a recommendation of any financial product. Squirrel shall not be liable or responsible for any information, omissions, or errors present. Any commentary provided are the personal views of the author and are not necessarily representative of the views and opinions of Squirrel. We recommend seeking professional investment and/or mortgage advice before taking any action.

To view our disclosure statements and other legal information, please visit our Legal Agreements page here.

FundRock NZ Limited is the manager and issuer of the Squirrel Monthly Income Fund. The product disclosure statement can be found here.


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