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WAKE UP TO THE SQUIRREL EFFECT

Like the butterfly effect, but for your money.

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Get a mortgage

If it’s a home loan you need, our expert mortgage advisers will get you the best deal.

Go to Mortgages

Grow your money

If you want to earn higher interest on your savings, check out our great options.

Go to Saving & Investing

Building a system that works better for our community

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A better deal on your mortgage

Our mortgage advisers get to know you, and work with all the main lenders to find the solution that best fits you and your goals.

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Bespoke funding

End-to-end funding for builders and developers designed to make your money work harder and manage your risk.

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Higher returns on your savings

Grow your money whilst keeping it handy with our high-interest On-Call Account or place it into one of our term investment options for even better returns.

Mortgages

Talking to a Squirrel mortgage broker won't cost you a cent

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We’ve been helping Kiwis into homes since 2008

And we've arranged over $20 billion of mortgages.

Our mortgage advisers are paid the same regardless of which lender they recommend. The only motivation they have is to make you better off.

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We’ve got relationships with all the major lenders

Which means better deals for you. And for when you don’t fit inside the square, we’ve got our own bespoke solutions.

Whether buying your first home or reviewing your mortgage, your own personal adviser will guide you through the journey.

Find out more about how our mortgage brokers can help you

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Saving & investing

Grow your money faster with Squirrel whilst helping others

Squirrel investors earned 6.71% p.a. average rate of return for term investments last month.

Choose from a range of flexible term investment options or keep your money handy at all times – and still earn interest every day.

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Your invested money stays in New Zealand

And will only ever be used to buy, build or renovate Kiwi homes.

Whilst past performance isn’t a guarantee of the future, no Squirrel investor has ever lost a cent.

Find out more about Squirrel saving and investing

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Don't just take our word for it

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Ashley Paice

New Zealand

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Great experience and very happy with the service.

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Jonny

New Zealand

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Mayank has been great to deal with. Our mortgage is floating for the first few days and then we will fix next week since there's been an OCR cut. Mayank was really good at explaining things especially the option of setting up part of the mortgage with a revolving credit.

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Anonymous

New Zealand

StarStarStarStarStar

Excellent

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Peter

New Zealand

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Shiva was amazing, this process was so so simple, so much better than direct with the bank. Thanks

More lenders means more choices

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Squirrel

And if you don’t quite fit the bank’s box we can step in with our own custom solution just for you. It starts with a mortgage application.

Meet our friendly mortgage advisers

We’re NZ’s most trusted independent mortgage broker, and that’s because our advisers thrive on delivering the best outcomes for Kiwis like you.

Find out more

Views from The Treehouse

Check out our blog to get the lowdown on the housing market, the economy or the inside scoop on Squirrel.

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19 February 2025


OCR & interest rates update – February 2025

By John Bolton

So, the Reserve Bank has kicked the year off exactly as expected, delivering a 0.50% OCR cut on 19 February. Here's what that means for Kiwi borrowers, interest rates, and the economy.

Lots 2,3,4, 63 Otara Road, Kaiwaka

A Squirrel case-study: A perfect spot for first home buyers and retirees alike

By Squirrel

This is the story of how one accidental developer took a beautiful block of Kaipara land and transformed it into four separate properties built to suit everyone from first home buyers to retirees. And, how none of it would have been possible without a little bit of help of Squirrel.

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10 February 2025


Rodney’s Ravings: NZ interest rates can still fall even if the Fed halts cuts

By Rodney Dickens

Movements in NZ interest rates have been relatively closely linked to those in US interest rates over the last five years. With the Fed scaling down plans for rate cuts, could it limit scope for NZ mortgage interest rates to fall further this year?

We'd love to hear from you

Give us a call on 0800 21 22 30 and tell us what you're after.