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WAKE UP TO THE SQUIRREL EFFECT

Like the butterfly effect, but for your money.

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Get a mortgage

If it’s a home loan you need, our expert mortgage advisers will get you the best deal.

Go to Mortgages

Grow your money

If you want to earn higher interest on your savings, check out our great options.

Go to Saving & Investing

Building a system that works better for our community

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A better deal on your mortgage

Our mortgage advisers get to know you, and work with all the main lenders to find the solution that best fits you and your goals.

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Bespoke funding

End-to-end funding for builders and developers designed to make your money work harder and manage your risk.

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Higher returns on your savings

Grow your money whilst keeping it handy with our high-interest On-Call Account or place it into one of our term investment options for even better returns.

Mortgages

Talking to a Squirrel mortgage broker won't cost you a cent

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We’ve been helping Kiwis into homes since 2008

And we've arranged over $20 billion of mortgages.

Our mortgage advisers are paid the same regardless of which lender they recommend. The only motivation they have is to make you better off.

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We’ve got relationships with all the major lenders

Which means better deals for you. And for when you don’t fit inside the square, we’ve got our own bespoke solutions.

Whether buying your first home or reviewing your mortgage, your own personal adviser will guide you through the journey.

How much can I borrow?

Use our mortgage calculator to work out how much you can borrow for a home

Find out more about how our mortgage brokers can help you

Find out more
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Saving & investing

Grow your money faster with Squirrel whilst helping others

Open an account

Squirrel Saving and Investing customers earned 7.42% p.a. average rate of return last month.

Choose from a range of flexible term investment options or keep your money handy at all times – and still earn interest every day.

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Your invested money stays in New Zealand

And will only ever be used to buy, build or renovate Kiwi homes.

Whilst past performance isn’t a guarantee of the future, no Squirrel investor has ever lost a cent.

Let's grow your money

Use our earnings calculator to work out how much you could be earning with Squirrel

Find out more about Squirrel saving and investing

Find out more
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Don't just take our word for it

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Fraser Worthington

New Zealand

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Aatish is excellent to deal with. Gave great advice and guidance through the process. A++, would trade again.

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Mario

New Zealand

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We dealt with Emma Wallace for our first home purchase and she was excellent. Emma is knowledgeable and very sensible, she gives the necessary information and makes things easy to understand. I would highly recommend Emma to anyone who looking to buy a property.

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Lisa and Erick

New Zealand

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Tessa was amazing, she kept us on track, and explained everything- we always knew what was happening. Her responsiveness was excellent, she was a real legend. We are so so happy with the result and will recommend her to everyone we know!

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Scott

New Zealand

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Mayank was fantastic and a pleasure to work with.

More lenders means more choices

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Squirrel

And if you don’t quite fit the bank’s box we can step in with our own custom solution just for you. It starts with a mortgage application.

Meet our friendly mortgage advisers

We’re NZ’s most trusted independent mortgage broker, and that’s because our advisers thrive on delivering the best outcomes for Kiwis like you.

Find out more

Views from The Treehouse

Check out our blog to get the lowdown on the housing market, the economy or the inside scoop on Squirrel.

2025 diary on a desk next to a coffee

17 December 2024

Housing Market

Wellington property market update – Outlook for 2025

By Nick Virtue

There are several factors which could influence what happens with interest rates—and how quickly New Zealand's economy bounces back—in the coming months and years. Wellington mortgage adviser, Nick Virtue, shares his take in his final market update of the year.

Read Article
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17 December 2024

Housing Market

NZ property market update – Outlook for 2025

By John Bolton

The last few years have been a rollercoaster—but all things being equal things should (finally) be looking up in 2025. For his final market update of the year, Squirrel founder JB shares his predictions for 2025, looking at the OCR, interest rates, housing market and New Zealand economy.

Read Article
Man sitting at a desk with a laptop and papers doing calculations

12 December 2024

Commercial and Development

Beyond interest rates: Key factors that can drive up the cost of development funding

By John Bolton

People tend to get a bit hung up on interest rates—but with development finance, it's all the other rates, fees and hidden costs that can really drive your costs up. Here are some key considerations to help you understand (and minimise) the total cost of development funding.

Read Article

We'd love to hear from you

Give us a call on 0800 21 22 30 and tell us what you're after.

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