Jagvir Bains

Mortgage Adviser | FSP No. 1011019
Squirrel Mortgages Ltd | FAP Licence No. 136364

Jagvir has over a decade of experience in banking, including more than seven years in home lending at ANZ. Five of those were spent as a Lending Specialist in the adviser unit, assessing adviser applications. She specialises in residential lending and is passionate about helping clients navigate the mortgage process with confidence.

Jagvir loves spending time with her young daughter and exploring her creative side through drawing, sketching, and painting. She’s also learning the art of cake decorating so she can make show-stopping cakes for her daughter’s birthdays.

Qualifications

BSc (Computer Science), Diploma in Business, and NZ Certification in Financial Services.

How Jagvir is paid

Jagvir is a salaried adviser and is paid the same no matter which lender you choose, so there's no pressure or bias toward any particular option. At a company level, Squirrel is paid either upfront or through a combination of upfront and trail commissions by its lenders and insurance providers.

In most cases, her services are completely free, however there may be some occasions where she might need to charge a fee. For more information, please head to our mortgage advice disclosure page.

Jagvir's commitment to you

As a licensed financial adviser, Jagvir follows the rules set out by the Financial Markets Conduct Act and the Code of Professional Conduct. This means she must put your interests first, act with care, skill and diligence, be competent and ethical and treat you fairly. Jagvir has no relevant convictions, bankruptcies or disciplinary actions to disclose.

Squirrel Mortgages Limited holds a Financial Advice Provider Licence issued by the Financial Markets Authority (FMA).

If you’re unhappy with the advice or service you receive and want to make a complaint, you can view our complaints process here.

Jagvir's profile was last updated: November 2025