Gemma Moore

Mortgage Adviser | FSP No. 1011632
Squirrel Mortgages Ltd | FAP Licence No. 136364

Gemma’s journey at Squirrel began while she was still at university. Over the past five years she’s worked across several roles in the business — from Squirrel Support to Customer Operations in Money, and most recently as an Adviser Assistant supporting Adam Clark.

Along the way she built a strong foundation in lending and the advice process, completing her Level 5 qualifications in under three months. Now a Mortgage Adviser, Gemma enjoys helping people navigate the home loan journey and turn their property goals into reality.

Outside of work you’ll find her playing netball, exploring new hiking trails around Auckland, or spending time at Opito Bay in the Coromandel. She also loves cooking and baking sourdough (her starter is called Eileen). Despite a long-standing love–hate relationship with running, she’s managed to complete two half marathons — go figure.

Qualifications

Bachelor of Business Conjoint with Bachelor of Arts in Finance and Event Management, NZ Certification in Financial Services.

How Gemma is paid

Gemma is a salaried adviser and is paid the same no matter which lender you choose, so there's no pressure or bias toward any particular option. At a company level, Squirrel is paid either upfront or through a combination of upfront and trail commissions by its lenders and insurance providers.

In most cases, her services are completely free, however there may be some occasions where she might need to charge a fee. For more information, please head to our mortgage advice disclosure page.

Gemma's commitment to you

As a licensed financial adviser, Gemma follows the rules set out by the Financial Markets Conduct Act and the Code of Professional Conduct. This means she must put your interests first, act with care, skill and diligence, be competent and ethical and treat you fairly. Gemma has no relevant convictions, bankruptcies or disciplinary actions to disclose.

Squirrel Mortgages Limited holds a Financial Advice Provider Licence issued by the Financial Markets Authority (FMA).

If you’re unhappy with the advice or service you receive and want to make a complaint, you can view our complaints process here.

Gemma's profile was last updated: March 2026