Looking for The Home Loan Shop? You're in the right place.
Keen to chat to your usual Home Loan Shop mortgage adviser?
Same local experts, same local advice
The Home Loan Shop has officially rebranded to the leading mortgage brokerage Squirrel.
If you're a customer of The Home Loan Shop, not much is changing. You'll still be dealing with exactly the same people, and have access to the same local expertise and impartial advice you've always had. We've simply brought together two like-minded businesses as one - and with Squirrel there's an added benefit from the size, technology and expertise of the wider business.
So who are Squirrel anyway?Squirrel has been around since 2008 and is one of New Zealand’s largest mortgage brokers. We help people purchase about $3 billion of home loans each year as a mortgage broker, and we’re also a non-bank lender, for those who don't fit inside the bank's box.
Squirrel has been around since 2008 and is one of New Zealand’s largest mortgage brokers. We help people purchase about $3 billion of home loans each year as a mortgage broker, and we’re also a non-bank lender, for those who don't fit inside the bank's box.
Mortgage broker
We get to know you, and work with all the main lenders to find the solution that best fits you and your goals.
Lender
Not everyone fits inside the bank box. That's where our own unique lending products come in.
Savings and investments
Earn higher returns on your savings by investing into Squirrel loans or using our high-interest On-Call Account.
We've got access to more banks
meaning more choice and a better deal
Personalised advice and a hot interest rate, from anywhere
Pop in to our office for a chat, or do it all online in your pyjamas if you like. You’ll receive personal, impartial advice via phone or email from our team of mortgage brokers and you’ll get a great mortgage rate too.
We’ve got more than 700 five-star Google reviews to show for it.
Molly
New Zealand
We has Sloan looking after us for all things mortgage and he was awesome, really on the ball and super communicative. It made our lives a million times easier, I couldn't recommend him more highly!
We’ll compare all the main banks and weigh up the options, so you don’t have to.
We’ll also answer those niggly questions, like:
- What’s the lowest interest rate in market?
- Fix or float, or a combination of both?
- Which bank is best for me?
- Can I avoid break fees?
- How much could I be saving?
Ready to get started?
We work for you, not the bank or the real estate agent
Unbiased, personalised advice
Our advisers are paid the same no matter which lender you end up with, so their only motivation is to make you better off.
Simplify things
It might seem like a minefield of jargon but it doesn’t have to be. We're here to make it easy.
Save money
Having the right home loan solution in place will save you thousands.
Keen to apply for a mortgage or refinance?
- Fill in our online application
- Get assigned your own mortgage adviser
- Receive personalised advice and a solution tailored to your situation
Everything you need to know in one place
Stay up to date with the housing market, interest rate movement and the economy on our blog.
Watch the latest interest rates and property market updates
Watch our latest update on interest rates and the property market - covering house prices, the economy, the OCR and where mortgage rates might be heading.
Wellington property market update - July 2026
Between global volatility and election uncertainty, it feels a bit like we've got one foot on the accelerator and one on the brake at the moment. Despite interest rates starting to track upwards, it's still very much a buyers' market out there in the Capital. Here's the latest from our resident Wellington mortgage expert, Nick Virtue.
Christchurch property market update - July 2026
While the rest of the country takes more of a wait-and-see approach to global and domestic uncertainty, Christchurch continues to run its own race. Here's the latest from our resident Christchurch mortgage expert, Nathan Miglani on what's been happening across the Cantabry housing market.
Get the ball rolling with our online application
It takes about 10 minutes to complete, and helps us get to know you faster so we can get onto focusing on what's important to you.
Don’t just take our word for it
Henry Siwanzi
New Zealand
Tessa was amazing in guiding us through the process of purchasing our first home. Working with us from over a year before we made the purchase to get our finances in order before helping us make the purchase when we found the right house.
Viliame
New Zealand
As first-home buyers, we truly appreciated Sudam's guidance, patience, and clear communication every step of the way. He made what initially felt like a stressful process much smoother and much easier to understand. We're very grateful for all the effort Sudam put into helping us secure the right loan structure and competitive rates. Reaching this milestone is incredibly exciting for us, and we're glad to have had his support throughout the entire journey. Thank you, Sudam, for helping make our dream of homeownership a reality.
Holly
New Zealand
Really appreciate all the help given. Highly recommend
Jacob K
New Zealand
I recently completed a full refinance, and I had the privilege of working with Ari Bains - Mortgage Adviser Christchurch, throughout the entire process. Ari was exceptional from start to finish. He handled every step with efficiency, clarity, and genuine care, making what could have been a stressful financial transition feel smooth and well‑managed. Ari took the time to understand my situation in detail and provided clear guidance at every stage. His communication was prompt, professional, and reassuring, and he consistently went the extra mile to ensure everything was completed correctly and on time. I felt supported, informed, and confident in every decision because of his expertise. If you are looking for someone who is knowledgeable, reliable, and truly committed to helping you achieve the best financial outcome, I highly recommend Ari Bains. His service has been outstanding, and I am genuinely grateful for his help.