Looking for The Home Loan Shop? You're in the right place.
Keen to chat to your usual Home Loan Shop mortgage adviser?
Same local experts, same local advice
The Home Loan Shop has officially rebranded to the leading mortgage brokerage Squirrel.
If you're a customer of The Home Loan Shop, not much is changing. You'll still be dealing with exactly the same people, and have access to the same local expertise and impartial advice you've always had. We've simply brought together two like-minded businesses as one - and with Squirrel there's an added benefit from the size, technology and expertise of the wider business.
So who are Squirrel anyway?Squirrel has been around since 2008 and is one of New Zealand’s largest mortgage brokers. We help people purchase over $3 billion worth of property each year as a mortgage broker, and we’re also a non-bank lender, for those who don't fit inside the bank's box.
Squirrel has been around since 2008 and is one of New Zealand’s largest mortgage brokers. We help people purchase over $3 billion worth of property each year as a mortgage broker, and we’re also a non-bank lender, for those who don't fit inside the bank's box.
Mortgage broker
We get to know you, and work with all the main lenders to find the solution that best fits you and your goals.
Lender
Not everyone fits inside the bank box. That's where our own unique lending products come in.
Savings and investments
Earn higher returns on your savings by investing into Squirrel loans or using our high-interest On-Call Account.
We've got access to more banks
meaning more choice and a better deal
Personalised advice and a hot interest rate, from anywhere
Pop in to our office for a chat, or do it all online in your pyjamas if you like. You’ll receive personal, impartial advice via phone or email from our team of mortgage brokers and you’ll get a great mortgage rate too.
We’ve got more than 700 five-star Google reviews to show for it.
Molly
New Zealand
We has Sloan looking after us for all things mortgage and he was awesome, really on the ball and super communicative. It made our lives a million times easier, I couldn't recommend him more highly!
We’ll compare all the main banks and weigh up the options, so you don’t have to.
We’ll also answer those niggly questions, like:
- What’s the lowest interest rate in market?
- Fix or float, or a combination of both?
- Which bank is best for me?
- Can I avoid break fees?
- How much could I be saving?
Ready to get started?
We work for you, not the bank or the real estate agent
Unbiased, personalised advice
Our advisers are paid the same no matter which lender you end up with, so their only motivation is to make you better off.
Simplify things
It might seem like a minefield of jargon but it doesn’t have to be. We're here to make it easy.
Save money
Having the right home loan solution in place will save you thousands.
Keen to apply for a mortgage or refinance?
- Fill in our online application
- Get assigned your own mortgage adviser
- Receive personalised advice and a solution tailored to your situation
Everything you need to know in one place
Stay up to date with the housing market, interest rate movement and the economy on our blog.
Wellington property market update – February 2025
Global economic uncertainty has placed a bit of a question mark over the future of New Zealand interest rates—but even so, our resident Wellington mortgage expert Nick Virtue, says 2025 is shaping up to be a year of gradual progress.
Yelsa Connect: Is this new real estate platform all it's cracked up to be?
Designed to bring greater transparency and efficiency to the process of buying and selling a house—saving both buyers and sellers time and money—Yelsa Connect is a new real estate platform with a whole lot of potential.
The $4 billion mortgage rate bonanza
High interest rates have cost Kiwi borrowers an extra $10 billion in mortgage payments over the last few years. But now, with interest rates on the way down again—and an unusually high number of mortgages heading for an interest rate reset this year—relief is on the horizon.
Get the ball rolling with our online application
It takes about 10 minutes to complete, and helps us get to know you faster so we can get onto focusing on what's important to you.
Don’t just take our word for it
Lisa and Erick
New Zealand
Tessa was amazing, she kept us on track, and explained everything- we always knew what was happening. Her responsiveness was excellent, she was a real legend. We are so so happy with the result and will recommend her to everyone we know!
Scott
New Zealand
Mayank was fantastic and a pleasure to work with.
Ashley Paice
New Zealand
Great experience and very happy with the service.
Jonny
New Zealand
Mayank has been great to deal with. Our mortgage is floating for the first few days and then we will fix next week since there's been an OCR cut. Mayank was really good at explaining things especially the option of setting up part of the mortgage with a revolving credit.