- Get started on your mortgage
- Buying your first home, next home, investing in property or just keen to review your mortgage?
- Apply online
- Put your savings to work
- Earn better returns and access your money with no penalties.
- Start investing now
The ultimate guide to buying your first home
Welcome grasshopper, we've been expecting you. If you're thinking about taking the plunge into home ownership then you're in the right place.
There's heaps for you to learn so we've bottled up our insider knowledge and put it into this downloadable, easily digestible PDF.
We know a bit about helping kiwi buy their first home
Buying your first home can be tough without help. That’s where Squirrel comes in handy. We’ve built our entire business around making sure the house buying process runs as smoothly as possible and we've helped thousands of kiwi into their first homes over the last 15 years.
We take care of the tedious stuff, leaving you to get on with other stuff like planning your first BBQ.
If you're thinking about buying but not sure where to begin, our first home buyers guide is the perfect place to start .
How much can I borrow for a house?
We'll quickly work out how much you could borrow towards purchasing a home, just tell us a little about your financial situation.
What will my Mortgage repayments be?
Work out your regular repayments and how quickly you could pay off your home loan.
Want to chat to a human? We're here to help
If you've got questions or want to bounce ideas around, we'd love to chat! Just book a time by hitting the button below, and we'll give you a call at the agreed time.
Confused by stuff like the First Home Grant, KiwiSaver, and Kāinga ora?
Yep, it can be a bit intimidating hearing about all these government schemes and not knowing how they work. Plus they change all the time.
You might have questions like how the heck do I get my KiwiSaver out? How do I get the free money from the government to buy my first home? Wait, the government is giving out free money? You can read about it all in the guide or if you've got a spare minute now, just jump over here to read more.
Why use Squirrel for getting your first home mortgage?
There are lots of counter-parties involved when it comes to buying a house. Real estate agents, valuers, building inspectors, solicitors, banks… the list goes on. Then there’s the process. How does it all work? Who does what? What are the timelines? Managing this and pulling it all together is time consuming and often confusing; especially when you haven't done it before.
Enter: Squirrel. What we do as a mortgage broker is work like a project manager for your house purchase, ensuring the whole thing works seamlessly so you have the keys to the door come settlement day. We know the rules inside out and can advise you on your pricing and buying strategy, and recommend other professionals to help your property decisions.
Then at the end you'll get a hot rate (remember Squirrel brokers have access to all the banks plus more) and we'll structure the mortgage in a way that’s tailored to you and your circumstances. What’s even better is in most cases, none of what we do will cost you a cent. Bit of a no-brainer, isn't it?
We've got access to all the main lenders
Plus a network of over 5,000 peer-to-peer lenders
Not only do we have access to more banks than other brokers, but we have a community of over 5,000 peer-to-peer lenders for a custom solution if you don't quite fit the bank's box.
Ready to get things underway?
Before you start spending your weekends poking your head through other peoples' wardrobes, you'll want to get pre-approval for your mortgage first. Fill out our handy online form to get things rolling, or if you'd like to chat someone first we're just a phone call away.
Nick
Contact//City, New Zealand
My mortgage broker Bianca did an awesome job, made everything easy and go smoothly. Went the extra mile working in with me as a shift worker to get things done when they needed to be done to meet deadlines.N
Abrar
Contact//City, New Zealand
It's been great having Emma Wallace on board with us. We greatly appreciate her wealth of knowledge, professionalism, guidance and prompt response.A
Anonymous
Contact//City, New Zealand
Once again dealing with Emma has been awesome, She just makes things happen and gets us a good deal that is why some of our Kids deal with her also[N
Anonymous
New Zealand
Really happy Basil was amazing, very efficient, great communication and he worked with us to get a good result. Would recommend him to others[N
Luke Murray
New Zealand
It was a great experience. The refinance helped me greatly and put me in a position to keep my apartmentLM
Ryan
New Zealand
The service I got from Squirrel was extremely efficient. They dealt with my loan so easily and achieved a result greater than what I was expectingR
William
New zealand
Sudam our advisor was so helpful, patient and knowledgeable and made the whole process super easy with a great final resultW
Ryan Grant
New Zealand
Alex McRobbie was awesome! Informed knowledgeable and understanding! best outcome and awesome person to deal with! Couldnt recommend highly enoughRG
