What a lot of people don’t realise is when you move house, you can move your mortgage with it.
Say you’ve got a really good rate on your current mortgage and you don’t want to lose it. If you're still borrowing the same amount, we can move the mortgage rate from one property to another. This is a smooth process if settlement for both properties is the same day.
If there's a bit of time in between settling the first and moving into the second, don't fret - that's when a bridging loan comes in handy. JB explains it all in this quick vlog:
You can use our mortgage calculator to find out how much you can borrow for a home loan, check out the latest mortgage interest rates in NZ.