Breaking down insurance barriers

Squirrel
8 November 2017
blog

Let’s be real and call a spade a spade. We all know that the topic of insurance can bring the inner cynic out of the most optimistic and bubbly individual. And the thought of sitting down with some smarmy insurance adviser can make even the most steadfast among us break out in a cold sweat. Before you reach for the neon-coloured sweatband you’ve been saving since the 80’s, read on, and let us try to break down those insurance barriers.

Whether you’re an insurance newbie or in need of a review to make sure your current cover is still right for you, our Squirrel Insurance Advisers can help. And hopefully break those stereotypes.

First up, let’s cover off all the common reasons we hear for why people don’t want to review their insurance. Does any of this sound familiar?  

1. I don’t have time

Yep, we totally get that you’re busy. And you’d probably rather watch paint dry than talk about insurance, but surely the wellbeing of you and your family and protecting all the stuff you’ve worked so hard for is worth a little bit of your time. The good news is, we understand how no one wants to spend their time on it, so we've intentionally made the whole process as quick and easy as possible, so you can get on with living your life. 

2. It’s too expensive

This is quite a common one. And one of the biggest misconceptions too. The good thing with insurance is that you can get as much or as little as you like – so there’ll be an option to fit within your budget. And more often than not, people are surprised by how cost effective it actually is.

3. I don’t need insurance

We’re glad you have a crystal ball that can predict the future, can we borrow it some time?

4. It’s depressing

Agreed; thinking about the possibility of the worst happening is morbid and one of the last things you want on your mind. But it does beat the alternative of the worst happening and not having the right protection in place. 

Now that that's out of the way, let’s talk about the reasons you should have an insurance review with a Squirrel Adviser.

  1. It’s completely free
  2. Our advisers will only recommend insurance that suits your lifestyle and budget
  3. We won’t sell you insurance you don’t need
  4. Obligation free quote

We know that probably sounds a bit too good to be true, but we’re genuine when we say we’re serious about value-for-money. We offer impartial advice to recommend the right insurance cover for you and your lifestyle.

And remember you’re dealing with a Squirrel Adviser! If you’ve dealt with one of our advisers in the past, you’ll agree they’re pretty awesome. Or maybe this will be your first experience with us. We’re not just about mortgages, so why not get in touch and see how we can help you?  

We have a number of different insurances we can help with:

  • Medical and Life
  • Income/mortgage protection
  • Trauma/critical illness cover
  • Total and Permanent Disability cover
  • Home and Contents
  • Car and Boat
  • Landlord cover
  • Contract work
  • Small Business commercial

Now, if you’re ready to put aside all your preconceptions about insurance and chat to an adviser, get in touch with the team on 0800 21 22 30 or email insurance@squirrel.co.nz. Or get in touch with your Mortgage Adviser and they can organise for one of the team to get in touch with you. If you want to read more about our insurances, visit our insurance page.


The opinions expressed in this article should not be taken as financial advice, or a recommendation of any financial product. Squirrel shall not be liable or responsible for any information, omissions, or errors present. Any commentary provided are the personal views of the author and are not necessarily representative of the views and opinions of Squirrel. We recommend seeking professional investment and/or mortgage advice before taking any action.

To view our disclosure statements and other legal information, please visit our Legal Agreements page here.


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