- Get started on your mortgage
- Buying your first home, next home, investing in property or just keen to review your mortgage?
- Apply online
- Put your savings to work
- Earn better returns and access your money with no penalties.
- Start investing now
Earn better returns on your cash investments
We’re opening the door for wholesale investors to enter the $350 billion New Zealand home loan market. Squirrel packages loans with the option to invest directly or into a managed fund. Returns range from 7.00%p.a. to 18.00%p.a.
Book a chat
Get access to the $350 billion home loan market
Home loans make up the largest debt market in New Zealand and it's dominated by banks. At Squirrel, we're democratising this market and giving wholesale investors the opportunity to earn great returns on the country's favourite asset.
Squirrel provides investments for Fund Managers, Financial Advisers, high net worth individuals and family offices, with residential security for peace of mind.
With benefits like credit risk support, a secondary market, and loans across the credit spectrum available, Squirrel is the partner for you.
Risk adjusted returns
From conservative investments with added risk protection to high yield secured investments, we've got you covered.
A diverse portfolio
Our innovative platform provides the opportunity to invest in whole loans, fractional loans and managed fund options to suit your portfolio.
Management of your investments
Squirrel hold the security on your behalf and manage the investments with regular reporting available for you and your administration partner.
Plenty of investment opportunity
We're headed towards originating $3 billion in residential mortgages per year.
Squirrel is one of New Zealand's largest and most trusted mortgage advisers
Since 2008 we've been helping first home buyers, property investors and property developers, arranging over $20 billion in mortgages along the way. It's safe to say we know property inside out.
We launched our investment platform in 2015 and we now manage over $300 million of investor funds. While past performance is no guarantee of the future, investors have never lost a cent with Squirrel, and we plan to keep it that way.
We only lend to homeowners, the market we know inside out
We lend to market niches that are under served by banks. This means investors can earn an attractive return for the credit risk.
Specialised Income Fund
A diversified portfolio of higher risk loans secured by Residential property. Security varies across first and second mortgages and caveats.
Target annual return: Over 9.00%p.a. after fees, before tax.
Squirrel Wholesale Home Loan Fund
Residential mortgages up to $2 million for owner occupied or investment properties, secured by a first mortgage.1
Target annual return: One year bank term investments plus 1.75%p.a. after fees, before tax.
Squirrel Wholesale Construction Loan Fund
Mortgages up to $2 million for residential house construction, for investors and small scale developers. Secured by first mortgages.1
Target annual return: One year bank term investments plus 2.25%p.a. after fees, before tax.
Prefer to invest with Squirrel directly?
Set your own risk and returns with bespoke investments.1
Talk to us about how we can customise our investment products to suit your goals and risk budget.
Read all about it
All articles
Saving and Investing
Wholesale investing case study: Maximizing returns
In this case study we’re taking a look at a property development company that was in need of a treasury management s...
View article
Saving and Investing
Wholesale investing case study: Searching for yield
In this case study we're putting the microscope on a Wholesale Fund who was finding it increasingly tricky to origin...
View article
Saving and Investing
Wholesale investing case study: A Fund Manager’s new strategy
In this case study, we’re looking at an Investment Manager whose outlook for fixed income had become bearish. They w...
View article
*Interest rates are subject to change.
1 FundRock: FundRock is the issuer and manager of the Squirrel Investment Funds and the Squirrel Wholesale Investment Funds. For a Product Disclosure Statement please visit fundrock.com/fundrock-new-zealand or disclose-register.companiesoffice.govt.nz. For an Information Memorandum please visit fundrock.com/fundrock-new-zealand. Past performance is not indicative of future performance. Investors are encouraged to seek independent financial advice.
