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The Reserve Bank recently asked for feedback on a new set of lending restrictions - DTIs - it's looking to introduce later this year. Here's what the team at Squirrel had to say as part of our submission.

Many Kiwi who had been holding off selling their properties are now putting them up for sale. But with plenty of existing properties entering the market, the outlook has just darkened further for developers of multi-unit complexes.

Once inflation's got its hooks in, it can take years for interest rate hikes to trickle through and reverse the damage. But, as Rodney Dickens explains, a more proactive approach from the RBNZ could go a long way to solving that problem.

If the Reserve Bank were to raise the cash rate again, they would overly depress the economy and end up having to cut interest rates aggressively through 2025 and 2026. So is it still likely that an extra tightening of monetary policy will occur?

Price rises in recent years have hit some areas much harder than others - and Squirrel guest blogger, Rodney Dickens, reckons the government's got something to do with that (and not in a good way).

With NZ's latest inflation numbers out in late January, it looks like we're finally winning the battle — and we could see annual inflation come down relatively quickly in the coming months. So what would that mean for interest rates?

Put really simply, the Official Cash Rate is the interest rate that the banks earn on any money they’re holding with the Reserve Bank, and the rate they pay if they need to borrow funds.

In late 2022, the RBNZ warned it would need to tip New Zealand into recession in order to get inflation under control. And yet, despite all the rate increases Kiwi borrowers have endured, so far, that promised recession is yet to eventuate. Squirrel guest blogger, Rodney Dickens, explains why that is.

It came as no surprise to anyone in the world of economics and financial markets this week when the Reserve Bank left its official cash rate unchanged at 5.5%.

The RBNZ's hard-line approach to rate hikes seems to have inflation (slowly but surely) tracking in the right direction. But according to Squirrel guest blogger, Rodney Dickens, there's one factor in particular which is going to make it a long, tough road to get us back where we need to be.

As New Zealand holds its collective breath, waiting for interest rates to start falling again, here are the key OCR announcement dates you need in your diary for 2023 and 2024.

New Zealand banks have increased their fixed mortgage rates by about 0.25% over the last few weeks - despite the latest signal from the RBNZ being that hikes are (likely) done and dusted. So, what's that all about?