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Starting on the 1st July 2024, new DTI rules will come into effect in New Zealand, and just like with any new banking regulation they'll bring with them big changes for different parts of the housing market. So here's how DTIs could impact you.

Ask the RBNZ, and it'll tell you it's putting DTIs in place to address concerns around affordability, and keep our financial system nice and stable. But Squirrel founder, JB, reckons the new rules are a ruse for the RBNZ to meddle where it shouldn't be - in wider housing policy.

For the first time in a long time, NZ's main banks have opened their books to like-for-like refinances - a.k.a. refinances from non-bank lenders. If you're with a non-bank, and heading for a refix sometime soon, it could be an opportunity to save big on interest rates.

Despite hopes of interest rate declines, booming population growth, and changes in tax rules, fewer investors are looking to make another property purchase. So why is this the case?

The Reserve Bank recently asked for feedback on a new set of lending restrictions - DTIs - it's looking to introduce later this year. Here's what the team at Squirrel had to say as part of our submission.

Starting 1st April 2024, the income tax rates for Trusts in New Zealand is changing from 33% to 39%. Here's what you need to know about the change.

The Reserve Bank is giving nothing away ahead of its first Official Cash Rate announcement of the year, in late February, but the market is increasingly anticipating rate falls to start sometime this year.

With most people now back at work and the kids back at school, passage of time away from the election and pre-Xmas hassles will likely start encouraging more people to give thought to buying or selling a house. But can we see evidence yet that a new wave of buyers is coming through?

It feels pretty clear we're at the top of the current interest rate cycle. But with one more Official Cash Rate announcement to come for the year, what are the expectations for interest rates come 2024?

With National back in government, we can anticipate the return of interest expense deductibility and no-fault tenancy terminations. But will this also bring a surge of property investors with them, and if so, what will this mean for first home buyers?

Investors largely remain concerned about interest rate levels and access to bank finance. So when will they return to the housing market, and what will be the catalyst?

"Buy anything and wait" has been all the strategy you needed to make money in property over the last few decades. But as the world enters an extended period of low growth, doing well as a property investor will require a more active approach.