The market's been undeniably slow in recent months, but between stabilising interest rates and greater choice, buyers are starting to dip their toes in once more.
Bank servicing requirements have become increasingly difficult to pass in recent months, causing all sorts of chaos for property investors caught short when it comes time to buy or sell. So, where do you turn when traditional lenders say no?
Recent interest rate hikes have hit the economy, hard. While the Reserve Bank forges on with aggressive OCR increases, the market is reading the signs.
This month's housing market update brings reassurance for those feeling panicked about where interest rates could end up, and highlights opportunity for prospective home buyers.
Anyone who'd just got their foot on the property ladder when the market started to turn will be feeling rough after the last few months - but it's not all bad news.
I’ve just released the results of my latest survey and the numbers are not much changed from where they were at the end of June. Buyers remain in the shadows and prices are falling all around the country.
The long-awaited return of choice to the housing market isn’t the only good news for first home buyers to be feeling positive about right now - changes to Kāinga Ora First Home schemes and CCCFA legislation add to the good news.
I saw a newspaper headline recently along the lines that house prices have now bottomed out because some banks have cut their two year fixed mortgage interest rates. But interest rates aren't the only factor causing house prices to go down.
So, the tables have turned and we've finally entered a buyer's market - but how do you navigate the apparent minefield of increasing mortgage rates and falling house prices?
Between all the news of increasing interest rates and falling house prices, it's an intimidating market to be in right now. But what aren't the headlines telling us?
After many years in a KiwiSaver Growth Fund, I switched to a Conservative Fund a couple of years ago. It felt like a smart move at the time, but man, hindsight’s a wonderful thing.
With so many different forces playing out in the market right now - interest rates, inflation, the border reopening - how far might they go?