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17 March 2022

First home buyers should focus on choice, not potential for bargains

The expectation held by most of us is that average prices will fall about 10%. That sounds reasonable. But before anyone gets fixated on that number it pays to note something very important.

25 February 2022

Market update: Is a recession just around the corner?

As Kiwi businesses and consumers are left to grapple with a nasty cocktail of inflation and higher interest rates, there will be a raft of implications for our economy.

25 February 2022

With recession comes opportunity – A potential silver lining for buyers in the housing market

As Kiwis grapple with the double whammy of higher interest rates and high inflation, there’s no doubt people are starting to feel the pinch. Could current economic pressures lead to a drop in house prices?

09 December 2021

The slowing market is a good thing - Tony Alexander

There are five strong forces acting to pull back the level of intensity of buyer demand for residential property at the moment. But just because the boom has ended does not mean a crash is on its way.

01 November 2021

Updated NZ mortgage rate forecast for 2022

In last year’s mortgage rate forecast, we predicted rates would drop below 2.00% and stay low, which they did for most of 2021. Our house price prediction wasn't so on the money, but that one comes down to a matter of timing. Here's our latest analysis.

28 October 2021

Is it better to fix or float your home loan?

In this article we’re looking at how to pick the right fixed home loan rate term in a rising interest rate environment.

20 October 2021

Are we living beyond our means?

New Zealanders have over $320 billion of household debt, but what does that mean for house prices and for the wider economy?

15 October 2021

House price growth has accelerated

I know from experience that accurately predicting house price movements over short periods of time is impossible. But one can balance the various factors in play and see what the trend seems to be and where it may be heading.

30 September 2021

New tax rules for property owners

The government this week clarified details of its housing tax policy changes announced on March 23, and they were slightly less bad than expected.

17 September 2021

The housing market has been strengthening since May

Nationwide average house sale prices rose by 2% in August. This followed a 2.4% rise in July, 1% gain in June, 0.8% rise in May and just a 0.5% rise in April.

02 September 2021

How the latest lockdown is expected to impact our housing market

Now that we are experiencing lockdown again, can we expect the same things to happen in the residential real estate market and economy as last time? No. There are some key differences between this situation and that of March 2020.

20 August 2021

Delay in monetary policy tightening may boost housing

I recently wrote about the end-game being underway for the three decade period of high average house price rises. I still remain of that view, but for now the market retains considerable strength.