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Market update: Reading the OCR tea leaves
With the Reserve Bank set to make its next OCR announcement this week, what does that mean for interest rates? JB shares his hot takes on that, and what's happening with house prices.
Interest rate outlook sours
It is somewhat ironic that at the same time as we are seeing first home buyers return to the market and investors pricking up their ears, prospects for interest rates have worsened.
Market update: Has buyer confidence started its slow return?
The market's been undeniably slow in recent months, but between stabilising interest rates and greater choice, buyers are starting to dip their toes in once more.
Rodney's Ravings: The case for a market-led fall in interest rates
Recent interest rate hikes have hit the economy, hard. While the Reserve Bank forges on with aggressive OCR increases, the market is reading the signs.
Monetary policy tightening – sort of
Changes made to the official cash rate strongly affect floating mortgage rates, but when it comes to fixed rates it is expectations for what will happen with monetary policy that truly matter.
Rodney's Ravings: Economics works even if bank economists don't understand it
The experts have been predicting a “soft landing” for the New Zealand economy - but are we in fact well past the point of no return on the road to recession?
The housing cycle has accelerated
Independent Economist Tony Alexander gives us a breakdown of what is happening in financial markets and the housing market.
Market update: House prices take a hit, but do they have further to fall?
With so many different forces playing out in the market right now - interest rates, inflation, the border reopening - how far might they go?
Squirrel rate increase delivers even higher returns for investors
We come bearing good news, investors! As of the 21st March 2022, the rate of return across two of our Investment Classes – Home Loans and Construction Loans – has increased by 0.25%.
Market update: Is a recession just around the corner?
As Kiwi businesses and consumers are left to grapple with a nasty cocktail of inflation and higher interest rates, there will be a raft of implications for our economy.
Chin up: Why tighter LVR restrictions aren't the end of the world for first home buyers
Tighter LVR restrictions might feel like the end of the world for first home buyers right now, but the good news is these measures are only ever temporary. Here are our tips to give you the best chance of success under current conditions.
More lending restrictions coming
The Reserve Bank have recently invited people to make submissions on their proposal to introduce debt to income requirements which banks must apply to new borrowers.
