At Squirrel we give away all of our advice for free. Either we are stupid or we think you'll appreciate it and still work with us anyway.
I'm so excited... Making money is easy! Yeah, right!
The Reserve Bank has committed (as much as it can) to holding rates low for the foreseeable future and why wouldn't they?
The fee is called a “mark-to-market” fee and is hidden in the small print of all bank mortgage documents. It is a calculated fee that is based on the size of the mortgage, how far interest rates have fallen since it was fixed, and its remaining fixed term when it is repaid.
As a first time buyer, you should be very wary of purchasing a monolithic/stucco-clad home which has been built in the last 15 or so years.
All styles of home suffer with their own set of problems that can lead to expensive repair bills.
Buying a house is an exciting and frightening thing. Exciting for all the obvious reasons but frightening, too.
To determine the answer to this, you need to know the two main differences between owning your rental property in your personal name and owning your rental property in an LAQC
Stop, breathe deeply, think. If you haven't fixed yet ... don't panic.
The five-year rate may struggle to get below 6.50%. Our logic? For a five-year mortgage rate of 5.95% the bank has to find an investor prepared to invest for five years at 3.50%. There are not many people prepared to do that!
We can’t solve baby brain, but we can help restructure your mortgage finances.
In the absence of providing advice, I thought I'd let you into my world and what I'm saying to my own parents who are semi-retired.