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If you’ve been ignoring money for too long then this year might be the opportunity to get it sorted.

It is a scary question and one for which I don't have a reliable answer. There will be a market correction at some point in the not too distant future.

A few clients have rediscovered recently that it isn’t always easy to release equity when selling property.

Investors often make the mistake of assuming that individual loans relate to specific properties. The bank doesn’t see it the same way.

Would you be better fixing for 1 year at 5.60% or fixing for 2 years at 5.80%? That depends on your view on interest rates.

At some stage of your life you will be confronted with the reality that in order to buy that next property that you and your family hanker after, you will need to sell your existing home.

The newspapers are full of commentary regarding the mass rating reassessment being carried out by the Auckland Council in partnership with the valuations company QV. It is important to understand what is going on and what impact it will have upon the property market.

The property searching process has often been likened to a filter funnel. In some ways no different from the decision process of buying a car or a piece of white ware.

The process of moving house is fraught with challenges, problems and emotional turmoil.

The property market is well recognised as having distinct cycles. However, I think there is also a kind of wave-like nature to property markets.

If you were to judge this question purely based on what you read in the media then the answer would always come down to the financial decision.

The short answer is yes. However as ever something as significant and life-changing should not be acted upon based on one piece of advice without a good degree of supporting facts.