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OCR


Dollar signs, JB video

Let's figure out your bank's break fees

When it comes to your mortgage it pays to know it inside and out. After all, when such a l...

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Graphs and keyboard on a desk

Banking on margins

The reality is that the industry is looking to mortgage margins to restore profitability f...

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Drawn graph showing rates going up

Mortgage rate forecast for 2017

Banks are blaming higher mortgage rates on higher funding costs even with the OCR at histo...

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$50 notes in a pile

Cash rate cut, but are banks at their lower limit?

The cash rate has been cut once again by the Reserve Bank, but unlike previous cuts, this ...

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Pile of stones on beach

Why mortgage rates are set to increase

The Reserve Bank is still talking about low inflation and the potential for the OCR to dec...

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Piles of coins, JB video

What does the OCR change mean for you?

Here are JB's initial thoughts on this change and what that might mean for you....

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Banker working out rates

What to do before the OCR drops

With the OCR widely tipped to drop by 0.25% on the 11th of August - following the latest r...

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Arrow signs pointing in opposite directions

Mortgage rate forecast for 2016

The official cash rate (OCR) fell this week to 2.25% - it's lowest level since it's introd...

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Banker working out the cash rate

Crash course: What's the cash rate?

When he had a look at the RBNZ OCR decision, Westpac Chief Economist Dominick Stephens had...

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Devonport, Auckland's North Shore

Auckland property and mortgage update

Mortgage interest rates are set to stay low for the foreseeable future but I think they ar...

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Colosseum

Why Europe is driving down fixed mortgage rates

TSB grabbed headlines in February when it came out with a 10 year fixed rate of 5.89%....

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Arrow signs pointing in opposite directions

Mortgage rate forecast for 2015

The 'good news' is that mortgage rates will stay low....

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Close up of fence with field in the background

Mortgage rates set to break psychological barrier

This article contains time sensitive advice about what you need to think about in the next...

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Road signs both saying Rates

Mortgage rate strategy 2014 - Part II

The next Reserve Bank Official Cash Rate (OCR) announcement is on 24th April 2014....

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It's just a big goldfish

The goldfish economy

We had a Monty Python moment this week with the first OCR change in almost four years....

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Two road signs that say rates

Mortgage rate strategies 2014

The Reserve Bank kept the Official Cash Rate (OCR) unchanged at its last announcement on t...

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Person sitting at a cafe working on a laptop

Mortgage Rates | The low down on what's up

For years now I've ranted and raved about mortgage rates. One of the reoccurring themes is...

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Business man pointing out upward trending graphs

Mortgage Rates | Forecast after July OCR

My personal view is the official cash rate (OCR) should not increase....

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Cars driving on a city street

Mortgage Rates | Fasten your seatbelts

You need to take a macro view of interest rates to work out the future. My view?...

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Rates road signs pointing opposite directions

Mortgage rates | OCR unchanged at 2.50%

As expected the official cash rate (OCR) remained unchanged today. Better still, Big Al (t...

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House and coins on scales

How the market is mispricing mortgage rates

In previous posts we have shown you how to save tens of thousands in mortgage interest by ...

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