BLOG: SEARCH RESULTS

Colourful wall of graffiti

John Bolton


Percentage symbol made of clouds

The latest on mortgage rates | July 2017

For now, competition from the minnows is keeping rates lower, but for how long?...

Read More ›
Selection of lollies

Squirrel welcomes more bank options and 100% build finance

Squirrel has access to more lenders than any other broker and the only 100% build finance ...

Read More ›
Auckland aerial view

Auckland house sales fall 30%

Auckland sales volumes are down 30% year-on-year and Barfoot & Thompson is saying that hou...

Read More ›
Red shoes, walking up stairs

Why interest rates won’t increase, much - June 2017

I love throwaway comments about interest rates. We even get them from Government Ministers...

Read More ›
Piggy bank with coins spilling out

How much money do you need for retirement?

I’ve seen numbers like $1million floated around. If you accept that you’ll gradually run d...

Read More ›
Chess pieces

Auckland housing stalemate but not a ‘crash’

Confidence in the housing market is low and that’s not surprising given the amount of nega...

Read More ›
Anxious monkeys

Financial anxiety in 2017

We’ve recently run a small Facebook survey on what’s causing kiwis financial anxiety in 20...

Read More ›
Yellow field landscape, converse shoes in foreground

Making sense of the mortgage landscape

There’s no doubt about it – the mortgage landscape has changed. Credit markets are tighten...

Read More ›
Looking down at Auckland central

What to make of a softening Auckland housing market

January housing statistics were bleak, and Barfoot & Thompson’s results from February are ...

Read More ›
Person holding up sign with graphs and mindmaps

The innovation age

As we’ve noted for some time there are some big forces in play that are increasingly chang...

Read More ›
Orange Volkswagen

The cost of car ownership

When I lived in London I never owned a car. And when I worked in Sydney and Melbourne I si...

Read More ›
Graphs and keyboard on a desk

Banking on margins

The reality is that the industry is looking to mortgage margins to restore profitability f...

Read More ›
Person holding a newspaper

The Geo-political zoo of 2017

The global economy is still in a muddle. So it’s difficult to get a clear gauge on what wi...

Read More ›
2017 written with sparklers

January 2017 overview: Themes worth thinking about

It’s that time of the year. Media commentators are lining up to provide a “guess” (aka for...

Read More ›
Drawn graph showing rates going up

Mortgage rate forecast for 2017

Banks are blaming higher mortgage rates on higher funding costs even with the OCR at histo...

Read More ›
Mortgage paperwork, house

Why you should review your mortgage in 2017

Banks offering you cash for signing up a mortgage is a relatively new phenomenon, and one ...

Read More ›
Wallet being tightened by clamp

Tighter credit policy will drive the housing market in 2017

I am always frustrated by our media and how they report house prices. Tabloid rubbish boun...

Read More ›
Long stretch of road

Inflation or deflation – the road ahead

Waiting for inflation is feeling increasingly like the quest for the Holy Grail, or as I a...

Read More ›
Houses on coins ratio

Debt to income ratios

There has been talk this week about debt-to-income ratios due to the Reserve Bank asking t...

Read More ›
Auckland residential suburb

Will the RBNZ inadvertently create a Minsky moment?

Commentators continue to talk up the property market and increasing prices almost at the c...

Read More ›
Pile of stones on beach

Why mortgage rates are set to increase

The Reserve Bank is still talking about low inflation and the potential for the OCR to dec...

Read More ›