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Interest rates


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The latest on mortgage rates | July 2017

For now, competition from the minnows is keeping rates lower, but for how long?...

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Making sense of the mortgage landscape

There’s no doubt about it – the mortgage landscape has changed. Credit markets are tighten...

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Dollar signs, JB video

Let's figure out your bank's break fees

When it comes to your mortgage it pays to know it inside and out. After all, when such a l...

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Is splitting your home loan a good idea?

When it comes to your home loan there's more than one way to skin a cat. There are differe...

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Banking on margins

The reality is that the industry is looking to mortgage margins to restore profitability f...

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Mortgage paperwork, house

Why you should review your mortgage in 2017

Banks offering you cash for signing up a mortgage is a relatively new phenomenon, and one ...

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2017 written with sparklers

January 2017 overview: Themes worth thinking about

It’s that time of the year. Media commentators are lining up to provide a “guess” (aka for...

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Drawn graph showing rates going up

Mortgage rate forecast for 2017

Banks are blaming higher mortgage rates on higher funding costs even with the OCR at histo...

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Cash rate cut, but are banks at their lower limit?

The cash rate has been cut once again by the Reserve Bank, but unlike previous cuts, this ...

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Is now a good time to refinance?

Eyeing up those record-low interest rates and thinking of refinancing your current mortgag...

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Auckland residential suburb

Will the RBNZ inadvertently create a Minsky moment?

Commentators continue to talk up the property market and increasing prices almost at the c...

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Budget on desk, JB video

How do I pay my loan off faster?

Here's how you can pay off your loan faster, instead of waiting in fear for the return of ...

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Why Auckland house prices aren’t 3 times income

Whilst I fully agree that house prices are over-inflated, I don’t think it’s to the extent...

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Bigger than BREXIT

The Global Financial Crisis in 2008 was centred on the world having too much debt and yet ...

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Check list

What do I need to know about interest-only loans?

With so many people choosing to go interest-only, you might be asking yourself why it's pr...

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House keys

Is the amount I'm borrowing manageable?

With interest rates now being as low as they have been in years, there are a huge number o...

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Kid eating a doughtnut

Will consumerism kill the goose? | The global debt crisis

So much stimulus, and yet no growth and negligible inflation. Lowering interest rates to e...

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Arrow signs pointing in opposite directions

Mortgage rate forecast for 2016

The official cash rate (OCR) fell this week to 2.25% - it's lowest level since it's introd...

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Free fall ride

Adviser insight: Is Auckland going to go down?

After nearly five years here at Squirrel, mortgage adviser Lindsay Hill has a lot of exper...

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Rates going up

Should I fix now (even if I need to break my fixed mortgage)?

Some bank economists are talking of further rates cuts so there shouldn't be a rush to fix...

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Two men arm-wrestling

Is this the end of flat money?

Flat money is paper money that comes into existence by government law. It is not valued to...

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